Savings Come Standard

Customers who choose Personal Express know firsthand just how affordable insurance can be, and with so many discounts available, many end up saving even more. If you’re a long-time customer, a safe driver or a student, you can be rewarded for it.

When you combine your Personal Express auto, homeowners or renters policy with any of our other products, you could earn a multi-policy discount—as long as they aren’t the same product. Having your insurance policies under one carrier makes them easier to manage, and since our Homegrown Pros get to know you, they’ll be able to help your insurance policies transition with you and your family throughout every stage and phase of life.

Car Insurance Discounts

Personal Express offers an array of auto insurance discounts that can make your policy even more cost-effective. Just talk to your Homegrown Pro to learn more about your eligibility.

• Safe driver discount for drivers with 3+ years of consecutive driving experience with no more than one driving violation or at-fault accident
• Accident-free discount for drivers with no accidents within the last 3 years
• Multi-vehicle discount for policies with more than one motor vehicle
• Good student discount for dependents of the named insured who are full-time students under the age of 26 with a minimum 3.0 GPA
• Inexperienced safe driver discount for drivers between 16-19 years old with no citations
• Anti-theft device discount for vehicle equipped with approved anti-theft devices
• Multi-policy discount for customers who bundle their auto insurance policy with a Personal Express homeowners or renters insurance policy
• Customer loyalty discount for customers who have been with Personal Express for more than 2 consecutive years
• Mature driver discount for drivers ages 55+ who have completed an approved driver education course
• Citation-free discount for drivers with no citations in the last 3 years

Homeowners Insurance Discounts

Protect your biggest investment—and what’s inside it. Give us a call to determine your homeowners insurance discount eligibility.

• Claim-free discount for customers who have remained claim-free for 5 years
• Multi-policy discount for customers who bundle their homeowners insurance policy with a Personal Express auto insurance policy
• New home buyer discount for customers who have purchased a new property
• Protective device credits are given for having a smoke detector, security system, deadbolt lock, fire extinguisher, fire suppression sprinkler system or living in a gated community
• Deductible options give customers credits for selecting a deductible higher than the base deductible

Renters Insurance Discounts

Whether you’re renting a home, apartment, condo or living in a dorm room, it’s so important to cover your belongings. Learn more about which renters insurance discounts you could be eligible for by calling your local Personal Express agent.

• Multi-policy discount for customers who bundle their renters insurance policy with a Personal Express auto insurance policy
• Protective device credits are given for having a smoke detector, security system, deadbolt lock, fire extinguisher, fire suppression sprinkler system or living in a gated community
• Claim-free discount for customers who have remained claim-free for 5 years
• Deductible options give customers credits for selecting a deductible higher than the base deductible

Save More When You Bundle

You could qualify for a multi-policy discount when you bundle a Personal Express auto, homeowners or renters insurance policy with another one of our products. Visit a Personal Express office in your neighborhood or talk to a Homegrown Pro at 1-800-499-3612 for more information.