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Auto Coverages

Auto Coverages

Bodily Injury
protection if you’re held legally responsible for causing an auto accident that results in injury or death to someone else.
Property Damage
protection when you’re held legally responsible for causing an auto accident that results in damage to other vehicles or property.
Medical Payments (Excess)
pays for reasonable medical and funeral expenses incurred by you and all passengers in your automobile in the event of an accident.
Uninsured and Underinsured Motorist / Bodily Injury
protection when the driver of the other vehicle in an accident is legally responsible for your injury, but is uninsured or does not have enough coverage for injuries sustained by you and the passengers in your automobile. The other motorist must be identified.
Uninsured Motorist Property Damage
protection when the driver of the other vehicle in an accident is legally responsible and damages your vehicle or property but is uninsured. The other motorist must be identified.
Comprehensive
Pays for damages to your vehicle from causes other than collision. These causes include fire, vandalism, theft, glass breakage, riot, windstorm and hail. Actual cash value of the vehicle is paid, less the deductible selected.
Collision
Pays the actual cash value of damages to your covered vehicle caused by collision with another vehicle or object, less the deductible selected.
Towing and Labor
Pays for towing and labor costs necessitated by the disablement of your covered vehicle.
Rental Reimbursement
Pays for expenses incurred for a rental car, subject to policy limits, if damages to your covered automobile are payable under your Collision or Comprehensive Coverage.

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Whether you need to file a claim, talk to an expert about updating your insurance protection or you are just looking to make a quick update to your policies, we’re here to serve you.